Pilot and Cabin Crew Flight Disability Insurance

Coverage of the risk of pilot and cabin crew flight disability insurance is one of the most important insurance policies for employees in the cockpit and cabin crew. The risk of an accident and therefore of a flight disability has increased, primarily due to changed recreational behaviour and more extreme sports (paragliding, mountain biking, parachuting).

Work in the cockpit and cabin is a special activity in many different respects. Therefore, the risk of an incapacity for airline service is considerably higher than becoming unable to work in another sphere of activity. This has resulted in many insurers differentiating between an incapacity for airline service (IAS) and an occupational disability (OD) and in only a few specialist insurers covering the risk of incapacity for airline service in such a way that the protection is suitable for the specific requirements.

For companies
In close collaboration with the personnel divisions of the most diverse airlines, our subsidiary, Albatros Versicherungsdienste GmbH, has developed corporate insurance programmes, from which you can benefit as well. Approach us if you wish to offer your pilots corporate protection for the risk of incapacity for airline service or to get an existing plan checked for topicality. In such a way, you and your employees benefit from our extensive expertise and our market connections. We give advice to you without obligation.

For private individuals
The offer from our subsidiary, Albatros Versicherungsdienste GmbH, protects you fully against the financial consequences of an incapacity for airline service and pays you a guaranteed retirement pension or, at your request, a capital sum - regardless of whether you are incapacitated for airline service - at the end of the term. If you are incapacitated for airline service, you will receive the chosen monthly IAS pension up to the agreed expiry (up to the 60th year of life maximum). You have to pay no more contributions during this period.

If you are a trainee pilot, you may even conclude such an insurance policy for the training, for example, at a reduced initial rate. In the event of an incapacity for airline service, the insurer pays the chosen monthly annuity for incapacity for airline service, with which you can cover the ongoing costs for training funding, amongst other things. Approach us.

Flight Disability Insurance with Albatros